💡 Pick it for international payments, multi-currency accounts, cards, and APIs in one platform.
Airwallex is a global payment platform that enables businesses to manage their cross-border payments at scale.
Custom pricing based on usage
Best B2Bpay Alternatives ranked by AI · updated Aug 2026
B2Bpay is a business payment platform for paying and collecting invoices between companies. It supports B2B payment workflows that can help buyers use card or bank-payment methods while suppliers receive funds through their preferred settlement method.
Top 6 B2Bpay alternatives
2
BILL
BILL
💡 Pick it when you need full AP/AR automation and accounting workflows, not just invoice payment acceptance.
BILL is an accounts payable and accounts receivable platform for small businesses, midsize companies, and accounting firms. It combines bill capture, approval...
Pros
- More advanced approval workflows and audit controls than Melio
- Stronger automation for recurring bills, invoice capture, and reconciliation
- Dedicated accounts receivable features complement its AP tools
Cons
- More expensive than Melio for basic payment needs
- Per-user pricing can increase quickly as teams grow
- Less suitable than Melio for very occasional bill payments
From $49/user/month
💡 Pick it for a simpler, lower-cost way to pay bills and collect invoices from small-business customers.
Melio is a business payments platform for small and midsize businesses that need to pay bills and collect receivables. It supports bank...
Pros
- Free ACH payments are more cost-effective than many full-featured AP platforms
- Supports paying vendors by card even when vendors accept only bank transfers or checks
- Simple bill-pay and invoicing workflows suit small businesses better than enterprise AP suites
Cons
- Fewer advanced approval, purchasing, and spend-management controls than BILL or Ramp
- Card and expedited-payment fees can become expensive for high-volume payments
- Reporting and automation are less extensive than Tipalti
Free; card payments from 2.9%, expedited bank transfers from 1.5%
💡 Pick it if you need programmable payment acceptance, billing, or marketplace infrastructure.
Stripe is a technology company that offers payment processing software.
Varies based on usage
💡 Pick it for automated recurring bank-debit collections rather than card-based invoice payments.
GoCardless is a payment processing platform that makes collecting payments by direct debit easy for businesses of all sizes.
Custom pricing
6
💡 Pick it for straightforward domestic or international supplier payments with tracking.
Veem provides global payment solutions for businesses with competitive exchange rates.
Pros
- Competitive rates
- Integration options
Cons
- Limited currency support
- Verification process
Transaction-based fees
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