Razorpay is a popular payment gateway solution for online businesses in India, offering easy integration and a wide range of payment options.
Varies based on usage
Best Decentro Alternatives ranked by AI · updated Aug 2026
Decentro provides APIs for KYC, payments, banking, and financial infrastructure, primarily for businesses operating in India. Its advantage is combining identity verification with adjacent fintech APIs in a single developer-oriented platform.
Top 6 Decentro alternatives
Plaid is a financial services company that enables applications to connect with users' bank accounts. It provides tools for developers to create...
Custom pricing
Setu provides financial infrastructure APIs for Indian businesses, including account aggregation, payments, recurring mandates, and consent-based data access. It is designed for...
Pros
- Strong coverage of India's Account Aggregator ecosystem
- Offers multiple financial infrastructure APIs from one platform
- Designed for regulated fintech and lending use cases
Cons
- Primarily focused on the Indian market
- Enterprise pricing is not publicly listed
- Integration scope can require compliance and financial-domain expertise
Surepass provides India-focused KYC, identity verification, and business verification APIs for fintechs, marketplaces, lenders, and other digital platforms. Its offering covers document...
Pros
- Broad coverage of Indian identity and financial-data verification use cases
- API-first integrations suited to automated onboarding workflows
- Supports multiple verification checks through one provider
Cons
- Less suitable than global providers for broad international coverage
- Pricing is not publicly transparent
- Documentation and integration experience may vary by verification product
Digitap.AI is a financial technology platform for automating digital lending, customer onboarding, identity verification, and credit decisioning. It is designed for banks,...
Pros
- Combines onboarding, KYC, credit assessment, and lending workflow tools in one platform
- Strong fit for India-focused and emerging-market lending operations
- Supports automated document and financial-data analysis
Cons
- Pricing and product limits are not publicly listed
- Less globally standardized than vendors such as Experian or Equifax
- May require implementation support for complex lending workflows
Custom pricing
Signzy provides digital KYC, AML screening, identity verification, and onboarding automation for banks, fintechs, insurers, and enterprises. Its standout capability is a...
Pros
- Strong feature parity for Indian KYC and onboarding workflows
- Broader workflow and compliance automation than Surepass
- Designed for banks, fintechs, and regulated enterprises
Cons
- Typically more enterprise-oriented and complex than Surepass
- Pricing is not publicly transparent
- May require more implementation support for smaller teams
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