Extra is a debit card that links to a user's bank account and reports eligible purchases as credit-building activity. It is designed for people who want debit-style spending controls while establishing payment history.
Chime is a digital banking service with a Credit Builder Secured Visa Credit Card for eligible members. The card uses transferred funds...
No monthly or annual fee
Kikoff is a credit-building service for people establishing or rebuilding credit. Its products report eligible payments to major credit bureaus and can...
From $5/mo
Self Financial
Self is a credit-building fintech service offering credit-builder accounts and secured credit products for consumers with limited or damaged credit histories. Its...
From $12/mo
CreditStrong
CreditStrong offers credit-builder installment accounts for consumers who want to establish payment history without receiving cash upfront. Payments are reported to major...
From $15/mo
Grow Credit, Inc.
Grow Credit helps users build credit by paying eligible subscription bills through a virtual Mastercard. It is aimed at consumers with thin...
Freemium, paid plans vary
Experian
Experian Boost is a free service that can add eligible utility, telecom, streaming, and rent payments to an Experian credit file. It...
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