Fundbox is a financial technology company offering a variety of financing solutions for small businesses.
Best Funding Circle Alternatives ranked by AI · updated May 2025
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Funding Circle is a peer-to-peer lending platform that focuses on small business loans.
Price: Varies
Top 6 Funding Circle alternatives
LendingCrowd is a peer-to-peer lending platform that connects investors with small and medium-sized businesses looking for funding.
Bluevine offers small-business banking and financing products, including business lines of credit for eligible companies. It suits owners who want funding and...
Pros
- Combines business banking with financing products
- Revolving credit can be more flexible than a single-use loan
- Online tools are oriented toward small-business cash-flow management
Cons
- Credit eligibility and limits vary substantially by applicant
- Financing may cost more than comparable bank credit
- Not every business or industry qualifies for every product
Variable rates and fees; quote required
IOU Financial is an online lender providing working-capital financing to small and midsize businesses. It offers business loans and financing products through...
Pros
- Online application and funding process can be faster than traditional bank lending
- Focused on small-business working capital needs
- May serve established businesses that do not fit standard bank-credit criteria
Cons
- Financing can cost more than a bank loan or business line of credit
- Approval, rates, and terms depend heavily on business performance and creditworthiness
- Product availability and eligibility vary by location and business profile
Variable rates and fees; quote required
5
OnDeck provides term loans and lines of credit for small businesses looking for financing options.
Pros
- Transparent rates
- Quick funding
Cons
- Requires daily or weekly repayments
Varies
Ratesetter is a peer-to-peer lending platform offering a variety of investment options.
Pros
- Provision fund for investor protection
- Flexible investment terms
Cons
- Limited secondary market liquidity
- Interest rate fluctuations
Varies
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