Best Hiscox Alternatives ranked by AI · updated Aug 2026

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Hiscox is an insurer offering professional indemnity and other business insurance for UK professionals, consultants and small businesses. Its policies are available directly or through brokers and are known for occupation-specific underwriting.

Developer: Hiscox Price: Quote-based 🎯 hiscox.co.uk

💼 Insurance Freelancers uk professional indemnity business insurance

Top 6 Hiscox alternatives

GetIndemnity.co.uk

Get Indemnity

Get Indemnity is a UK online insurance service focused on professional indemnity cover for freelancers, contractors and small businesses. It helps customers...

Pros

Focused on professional indemnity rather than broad consumer insurance
Designed for UK freelancers, contractors and small businesses
Online quote process can be more convenient than contacting multiple brokers

Cons

Pricing is not published and requires a quote
Less suitable for customers wanting a broad comparison marketplace
Coverage options and insurer availability may vary by profession

Quote-based

Alternatives to GetIndemnity.co.uk → Visit site

Simply Business

Simply Business is a UK insurance comparison service for small businesses, landlords and self-employed professionals. It compares policies from multiple insurers, including...

Pros

Broader insurer comparison than a single specialist provider
Covers professional indemnity alongside many other business policies
Strong fit for small businesses with multiple insurance needs

Cons

Comparison results can be less tailored than a specialist broker
Final policy terms depend on the selected insurer
May present more options than a simple PI-only buyer needs

Quote-based

Alternatives to Simply Business → Visit site

PolicyBee

PolicyBee is a UK specialist insurance broker for freelancers, consultants, contractors and small businesses. It focuses on professional indemnity, public liability, cyber...

Pros

More specialist professional indemnity focus than general comparison sites
Offers cover tailored to many freelance and consultancy occupations
Combines PI with public liability and cyber options

Cons

Not every profession or risk profile will be eligible online
Pricing is unavailable without business details
Less suitable for larger companies needing complex broker placement

Quote-based

Alternatives to PolicyBee → Visit site

Superscript

Superscript is a digital insurance provider for freelancers, startups and growing businesses. It offers flexible business cover including professional indemnity, public liability,...

Pros

Digital-first experience suits freelancers and startups
Can combine professional indemnity with other business covers
Flexible monthly and annual insurance options may be available

Cons

Availability and pricing depend heavily on business type
Flexible cover can require careful review of limits and exclusions
Less appropriate for complex multinational or high-risk operations

Quote-based

Alternatives to Superscript → Visit site

Qdos Contractor

Qdos Contractor provides insurance and compliance services for UK contractors, freelancers and consultants. Its insurance offering includes professional indemnity, public liability and...

Pros

Strong fit for contractors working through limited companies
Combines insurance with contractor-focused compliance services
Offers professional indemnity and public liability cover

Cons

More contractor-specific than suitable for every small business
Additional compliance services may be unnecessary for simple needs
Quotes depend on contract type, work and company structure

Quote-based

Alternatives to Qdos Contractor → Visit site

Markel Direct

Markel

Markel Direct provides online business insurance for UK freelancers, contractors and small businesses. It offers professional indemnity, public liability and related cover,...

Pros

Direct access to a specialist commercial insurer
Good fit for freelancers, consultants and contractors
Offers professional indemnity with complementary liability cover

Cons

No public standard pricing because risk is individually assessed
Less useful when comparing several insurers side by side
Product eligibility varies by occupation and business activity

Quote-based

Alternatives to Markel Direct → Visit site

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