Starling Bank is a mobile-only bank that offers personal and business banking services with a focus on user-friendly features and competitive rates.
Free basic account, optional paid upgrades
Best Mettle Alternatives ranked by AI · updated Aug 2026
Mettle is a free UK business bank account from NatWest for sole traders and small limited companies. It includes invoicing, payment tracking and accounting integrations in a straightforward mobile app.
Top 6 Mettle alternatives
Countingup is a banking and accounting app for small businesses that combines banking and accounting in one place.
Starting at $4.95 per month
Tide is a popular laundry detergent brand known for its powerful cleaning and stain-fighting abilities.
Varies
ANNA is a UK business account and financial administration service for sole traders and small businesses. It combines business payments with invoicing,...
Pros
- Combines business banking, invoicing and tax administration in one app
- Strong automation for receipts, expenses and bookkeeping tasks
- Designed specifically for UK sole traders and small businesses
Cons
- Available primarily to UK-based businesses
- Usage fees can make the free plan expensive for active accounts
- Less established banking infrastructure than Starling or NatWest-backed alternatives
Free plan available; paid plans from £14.90/mo
Revolut Business provides a digital business account with international payments, expense management, and customizable features.
Pros
- International payments
- Expense management tools
Cons
- Higher pricing plans
- Less focus on accounting integration
Starting from $25/month
6
Monzo Business
Monzo
Monzo Business provides UK business current accounts for sole traders and limited companies. Its app includes payment tools, invoicing, tax pots, expense...
Pros
- Simple, modern business banking experience for UK freelancers
- Tax pots and invoicing are useful for sole-trader cash management
- Clearer everyday banking experience than many specialist fintech platforms
Cons
- Advanced bookkeeping is less comprehensive than ANNA's
- International features are weaker than Revolut Business
- Some useful tools require the paid Pro plan
Free plan; Pro from £9/mo
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