Best Progressive Alternatives ranked by AI · updated Aug 2026

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Progressive offers motorcycle insurance for riders across the United States, with liability, collision, comprehensive, and optional accessory coverage. It combines broad policy availability with online quoting and established claims infrastructure.

Developer: Progressive Corporation Price: Quote-based 🎯 progressive.com

Top 6 Progressive alternatives

1 Root Insurance logo

Root Insurance

Root Insurance Company

Root Insurance is a mobile-first auto insurer that uses telematics and driving behavior to help determine eligibility and premiums. It is aimed...

Pros

  • Telematics can reward safer driving more directly than traditional insurers
  • Fully digital quoting, policy management, and claims handling
  • Can be competitive for some low-mileage or safe drivers

Cons

  • Availability and coverage options are more limited than at national insurers
  • Driving monitoring may be unsuitable for privacy-conscious customers
  • Rates can be less competitive for drivers with poor or inconsistent driving data

Quote-based; premiums vary by driver and location

3 Lemonade logo

Lemonade

Lemonade

Lemonade is a digital insurance company offering products such as renters, homeowners, life, pet, and auto insurance in eligible markets. It stands...

Pros

  • Provides a polished mobile experience for buying and managing coverage
  • Supports several personal insurance categories under one brand
  • Claims and policy servicing are handled digitally through the app

Cons

  • Offers coverage from one insurer rather than comparing the market
  • Availability and product selection vary substantially by location
  • Not a neutral organizer for policies held with other carriers
5 VOOM Insurance logo

VOOM Insurance

VOOM Insurance

VOOM Insurance provides usage-based motorcycle insurance, charging riders based partly on how much they ride. It is designed for low-mileage motorcyclists seeking...

Pros

  • Mileage-based model can suit riders who use motorcycles infrequently
  • Digital enrollment and policy management reduce traditional agent interaction
  • Motorcycle-focused coverage and pricing

Cons

  • Availability and coverage options vary by state
  • Less suitable for high-mileage riders than conventional motorcycle policies
  • Smaller insurer with a narrower product range than major carriers
6

GEICO

GEICO

GEICO provides motorcycle insurance with online quotes, standard liability protection, and optional comprehensive and collision coverage. It targets everyday riders who want...

Pros

  • National brand with convenient online quoting
  • Multi-policy discounts can lower costs for existing GEICO customers
  • Suitable for standard motorcycles and frequent riders

Cons

  • Does not center its motorcycle pricing on per-mile usage like VOOM
  • Coverage availability and underwriting vary by state
  • Fewer usage-based advantages for occasional riders

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