Instamojo is a digital payments platform that enables individuals and small businesses to collect payments online seamlessly.
Varies based on usage
Best Razorpay Payment Links Alternatives ranked by AI · updated Aug 2026
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Razorpay Payment Links lets businesses request payments through shareable links, with support for UPI, cards, wallets, and net banking. It is designed for merchants that need payment tracking, notifications, and gateway-grade reporting.
Top 6 Razorpay Payment Links alternatives
PayU is a leading online payment service provider that allows businesses to securely accept payments online.
Varies based on usage
Get UPI Link is an online service for creating shareable UPI payment links and QR codes for receiving payments in India. It...
Pros
- Generates direct UPI payment links without requiring a full payment gateway
- Useful for freelancers and small merchants collecting payments through messaging apps
- Supports the broad UPI ecosystem through payer-selected apps
Cons
- Lacks the reconciliation, webhooks, and settlement tooling of established gateways
- Payment success verification may depend on the payer's bank or app
- Less suitable than gateway platforms for subscriptions, marketplaces, and high-volume commerce
4
Cashfree Payments
Cashfree Payments India Pvt. Ltd.
Cashfree Payments offers payment infrastructure alongside identity, bank-account, document, and compliance verification APIs for Indian businesses. It suits companies that want onboarding...
Pros
- Strong combination of payment and verification services
- Broad coverage of Indian business and financial checks
- Suitable for marketplaces, lenders, and online businesses
Cons
- KYC tooling is less specialized than dedicated identity vendors
- Best value comes when payment services are also required
- Pricing and availability can depend on business volume
5
Paytm Payment Links
Paytm
Paytm Payment Links enables merchants to collect payments through shareable links using UPI and other supported payment methods. It is intended for...
Pros
- Recognizable payment brand for Indian customers
- Combines payment links with Paytm merchant tools and settlement reporting
- Can accept more than direct UPI transfers depending on account setup
Cons
- Merchant onboarding is required for business features
- Fees and eligibility vary by payment method and merchant category
- Less lightweight than Get UPI Link for simple personal collections
Transaction-based; rates vary by merchant plan
6
PhonePe Business
PhonePe
PhonePe Business provides Indian merchants with UPI collections, QR payments, payment acceptance tools, and business reporting. It is aimed at shops and...
Pros
- Strong consumer recognition among Indian UPI users
- Useful combination of QR acceptance, merchant tools, and payment reporting
- Often a better fit for offline businesses than a standalone link generator
Cons
- Availability of payment-link and online features depends on merchant onboarding
- Less flexible than developer-focused gateways for custom integrations
- Business features and pricing vary by product and merchant category
Free for some UPI collection tools; other services may be transaction-based
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