Online accounting software for small businesses
Starting from $9 per organization per month
Best RazorpayX Alternatives ranked by AI · updated Aug 2026
RazorpayX is a business banking and payments platform for Indian companies, startups, and freelancers. It provides current accounts through banking partners, bulk payouts, payroll tools, corporate cards, and payment automation.
Top 6 RazorpayX alternatives
Airwallex is a global payment platform that enables businesses to manage their cross-border payments at scale.
Custom pricing based on usage
Tide is a popular laundry detergent brand known for its powerful cleaning and stain-fighting abilities.
Varies
Open is a business banking and financial operations platform for Indian startups and small businesses. It combines current-account services through banking partners...
Pros
- Combines banking, payments, cards, and expense management in one platform
- Built specifically for Indian startups and small businesses
- Supports automated reconciliation and integrations with accounting systems
Cons
- Availability and account features depend on partner banks
- Primarily focused on the Indian market
- Some advanced capabilities require paid plans or incur transaction fees
Freemium; paid plans vary
5
Wise Business
Wise
Wise Business provides local receiving details, multi-currency balances, international transfers, and business debit cards. It suits freelancers, small businesses, and companies that...
Pros
- Usually offers clearer and lower-cost FX pricing than traditional banks
- Supports local account details in multiple major currencies
- Strong choice for recurring international invoices and supplier payments
Cons
- Fewer treasury, expense, and payment-acceptance features than Airwallex
- Not available for every business type or country
- Account details are not equivalent to a full local bank account everywhere
One-time setup fee from £50 in some markets; transfer fees apply
6
EnKash
EnKash
EnKash is an Indian corporate spend-management platform for businesses and finance teams. It provides prepaid and corporate cards, expense controls, vendor payments,...
Pros
- Stronger corporate-card and employee-spend controls than Open
- Supports configurable limits, approvals, and expense policies
- Useful for managing distributed employee and vendor spending
Cons
- Less comprehensive as a business banking platform than Open
- Pricing is less transparent
- Card and account availability may depend on business eligibility
Pricing on request
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