TransferWise is a borderless account that allows you to hold over 40 currencies and transfer money at the real exchange rate.
Pros
- Low fees
- Transparent exchange rates
Cons
- Limited business account features
- Not available in all countries
Best Remitly Alternatives ranked by AI · updated May 2025
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Remitly is a digital remittance service that allows users to send money internationally quickly and securely.
Price: Varies based on transfer amount and destination
🎯 remitly.com/us/en
Top 6 Remitly alternatives
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Xoom, a PayPal service, offers fast and secure international money transfers with competitive rates.
Pros
- Speedy transfers
- Cash pickup options
Cons
- Higher fees for certain payment methods
- Limited support in some regions
Varies based on transfer method and destination
Worldremit is an online money transfer service that allows people to send money to over 150 countries worldwide.
Varies based on transfer amount and destination
Payoneer is a financial services company that provides online money transfer and digital payment services.
Wise, formerly TransferWise, is a financial technology company that provides international money transfer services.
Varies
Western Union is a global money-transfer network serving consumers and businesses through online, mobile, and agent channels. Its standout capability is extensive...
Pros
- One of the broadest cash-pickup networks worldwide
- Supports online transfers, mobile payments, bank delivery, and agents
- Useful when recipients lack a bank account
Cons
- Often more expensive than Wise for bank-to-bank transfers
- Exchange-rate markups can be significant
- Pricing and delivery speed vary considerably by channel
Fees and exchange rates vary by route, amount, and delivery method
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