Betterment is an online financial advisor that offers automated investment management and financial planning services.
0.25% - 0.40% annual fee
Best Schwab Intelligent Portfolios Alternatives ranked by AI · updated Aug 2026
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Schwab Intelligent Portfolios is an automated investment service for investors who want diversified portfolios managed by Charles Schwab. Its standout capability is automated portfolio construction with no advisory fee, though portfolios include a cash allocation.
Developer: Charles Schwab & Co., Inc.
Price: No advisory fee; $5,000 minimum
🎯 intelligent.schwab.com
Top 6 Schwab Intelligent Portfolios alternatives
Axos Invest is an online investing platform for individuals who want self-directed brokerage accounts or automated managed portfolios. It combines commission-free trading...
Pros
- Combines self-directed trading and automated portfolios in one account ecosystem
- Managed portfolios have a relatively low advisory fee compared with many robo-advisors
- Supports taxable brokerage and retirement accounts
Cons
- Smaller research and planning ecosystem than Fidelity, Schwab, or Vanguard
- Managed portfolios offer less customization than a full-service advisor
- The $500 managed-account minimum is higher than some competitors
Self-directed: $0 commissions; Managed: 0.24%/yr, $500 minimum
Wealthfront is an automated investment service that offers features like tax-loss harvesting and portfolio rebalancing.
Pros
- Automated investing
- Tax-efficient strategies
- Portfolio rebalancing
Cons
- Annual advisory fee
- Limited customization options
0.25% annual advisory fee
4
M1
M1 Finance
M1 is an investing platform built around customizable portfolios, called Pies, with automated deposits and portfolio rebalancing. It suits investors who want...
Pros
- Offers more portfolio customization than most robo-advisors
- Automated deposits and dynamic rebalancing support disciplined investing
- Free plan covers core investing features
Cons
- Trading windows provide less execution control than Robinhood or Public
- No broad range of mutual funds or options trading
- Cash and margin features can make the platform more complex for beginners
Free; optional Plus from $3/mo
5
Fidelity Go
Fidelity Investments
Fidelity Go is Fidelity's automated portfolio service for investors who want professional portfolio management without selecting investments themselves. It provides diversified portfolios,...
Pros
- No advisory fee below $25,000
- Backed by a larger and more established financial institution than Alinea
- Integrates with Fidelity retirement, brokerage, and cash accounts
Cons
- Less tailored education for women and first-time investors than Alinea
- Limited customization compared with a self-directed Fidelity account
- Higher advisory fee above $25,000 than some robo-advisors
Free under $25,000; 0.35% annually above $25,000
6
Vanguard Digital Advisor
The Vanguard Group, Inc.
Vanguard Digital Advisor provides automated portfolio management built around Vanguard ETFs for long-term investors. It is best known for low-cost index investing,...
Pros
- Low-cost portfolios based on Vanguard index funds and ETFs
- Strong retirement-planning orientation
- Low account minimum compared with Schwab Intelligent Portfolios
Cons
- Fewer banking and trading features than Axos Invest
- Limited portfolio customization
- Tax-loss harvesting is less central than at Wealthfront or Betterment
0.20%/yr; $100 minimum
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