Mercury is a comprehensive project management software that helps teams collaborate and track progress effectively.
$29.99/month
Best 8fig Alternatives ranked by AI · updated Aug 2026
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8fig provides cash-flow planning, supply-chain management, and growth funding for ecommerce sellers. It is aimed at merchants managing inventory purchases, sales forecasts, and working-capital gaps.
Top 6 8fig alternatives
Payability provides ecommerce sellers with faster access to marketplace and online-store revenue through receivables advances and working-capital products. It is designed for...
Pros
- Provides access to eligible marketplace revenue before normal payout schedules
- Designed specifically for ecommerce sellers rather than general small businesses
- Offers both ongoing payout access and larger working-capital advances
Cons
- Financing costs can be higher than bank credit or a business line of credit
- Eligibility and advance limits depend on marketplace history and account performance
- Repayment is tied to future ecommerce revenue, which can pressure cash flow during downturns
Variable financing fees disclosed per offer
Viably is a financial operating system for ecommerce businesses that combines business banking, cash-flow management, and access to working capital. It is...
Pros
- Combines banking, cash-flow visibility, and financing in one platform
- Built specifically for ecommerce revenue and payout patterns
- Can connect data from major ecommerce platforms and marketplaces
Cons
- Availability and features vary by country and business eligibility
- Less established than broad business-banking providers
- Financing costs can be higher than conventional credit
Free; financing fees vary
4
Shopify Balance
Shopify
Shopify Balance is a business account and spending card for Shopify merchants. It provides access to Shopify payouts, bill payment, and business...
Pros
- Tightly integrated with Shopify payments and payouts
- No monthly account fee for core features
- Simpler setup for existing Shopify merchants
Cons
- More limited outside the Shopify ecosystem than Viably
- Does not provide the same breadth of ecommerce marketplace connectivity
- Banking availability is restricted to supported markets
Free; transaction and transfer fees may apply
5
Wayflyer
Wayflyer
Wayflyer provides revenue-based financing and financial tools for ecommerce businesses. It is intended for merchants that need working capital for inventory, marketing,...
Pros
- Strong focus on fast ecommerce working capital
- Repayment can be linked to business revenue
- Useful for funding inventory and marketing campaigns
Cons
- Primarily a financing provider rather than a complete banking platform
- Total capital cost varies and may exceed bank borrowing
- Availability depends on sales history and market
Custom financing fees
6
Clearco
Clearco
Clearco provides non-dilutive funding for ecommerce and digital businesses, including revenue-based and other growth-financing products. It is aimed at companies that want...
Pros
- Offers non-dilutive funding designed for digital businesses
- Can support inventory, advertising, and customer-acquisition spending
- Does not require founders to sell company equity
Cons
- Not a business-banking or full cash-flow-management product
- Funding terms and availability vary substantially
- Financing cost can be difficult to compare before an offer
Custom financing fees
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