Best Adyen Issuing Alternatives ranked by AI · updated Aug 2026

Adyen Issuing provides APIs for creating payment cards, applying spending controls, and funding cards for employees, customers, or platform users. It is intended for global enterprises and platforms that already use or need Adyen payments infrastructure.

Developer: Adyen Price: Custom pricing 🎯 adyen.com/issuing

Top 6 Adyen Issuing alternatives

2 The Brex API logo

Brex API lets developers integrate Brex corporate cards, spend programs, expenses, reimbursements, users, and accounting data into internal or third-party applications. It...

Pros

  • Broad access to Brex cards, expenses, reimbursements, and spend controls
  • Useful webhooks and structured data for finance automation
  • Strong fit for companies already using Brex for corporate spend

Cons

  • Primarily useful to existing Brex customers rather than general-purpose card platforms
  • Custom pricing and account requirements can limit experimentation
  • Narrower issuing flexibility than developer-first card platforms

Marqeta offers modern card issuing solutions for businesses of all sizes with advanced customization options.

Pros

  • Advanced customization options
  • Scalable for businesses of all sizes
  • Robust API integrations

Cons

  • May have a steeper learning curve for beginners

Custom pricing based on usage

4

Lithic

Lithic

Lithic is a card-issuing and program-management platform for fintechs and businesses building commercial card products. Its APIs handle virtual and physical cards,...

Pros

  • Strong API-first approach to launching card programs
  • Detailed controls for spend limits, merchant categories, and authorizations
  • Good fit for commercial, expense, and embedded card products

Cons

  • More card-focused than Sudo Platform's broader financial APIs
  • Primarily oriented toward the United States and selected markets
  • Requires separate providers for many banking and payment functions
5

Ramp API

Ramp

Ramp API provides programmatic access to Ramp cards, transactions, reimbursements, bills, users, and accounting workflows. It is built for finance teams and...

Pros

  • Strong parity with Brex for corporate cards and expense workflows
  • Useful accounting, transaction, and reimbursement integrations
  • Good fit for organizations already standardizing on Ramp

Cons

  • Generally requires an active Ramp customer relationship
  • Less suitable for issuing cards inside a standalone fintech product
  • API access and limits may depend on plan or approval
6

Airwallex API

Airwallex

Airwallex API provides access to global payments, multi-currency accounts, cards, transfers, and business-finance capabilities. It is aimed at international businesses and platforms...

Pros

  • Stronger multi-currency and international payments coverage than Brex
  • Combines cards, accounts, payouts, and foreign-exchange capabilities
  • Suitable for global platforms and marketplace-style businesses

Cons

  • Expense-management workflows are less central than in Brex
  • Country availability and compliance requirements can vary
  • Broader platform scope may add implementation complexity

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