Stripe is a technology company that offers payment processing software.
Varies based on usage
Best Lithic Alternatives ranked by AI · updated Aug 2026
Lithic is a card-issuing and program-management platform for fintechs and businesses building commercial card products. Its APIs handle virtual and physical cards, authorization logic, spend controls, and transaction data.
Top 6 Lithic alternatives
Adyen is a global payment company that allows businesses to accept e-commerce, mobile, and point-of-sale payments.
Custom pricing based on usage
Stripe Issuing is a platform that allows businesses to create physical and virtual cards for various use cases like employee expenses, vendor...
Custom pricing based on usage
Union54 is a card-issuing platform that provides APIs and infrastructure for fintechs and financial institutions, particularly in Africa. It supports the creation...
Pros
- Designed for African fintech and financial-services use cases
- API-based card issuing reduces the need to build issuing infrastructure
- Supports virtual and physical debit-card programs
Cons
- Smaller geographic and ecosystem footprint than global issuing platforms
- Pricing and eligibility are not publicly documented
- Fewer publicly documented integrations and developer resources than larger competitors
Brex API lets developers integrate Brex corporate cards, spend programs, expenses, reimbursements, users, and accounting data into internal or third-party applications. It...
Pros
- Broad access to Brex cards, expenses, reimbursements, and spend controls
- Useful webhooks and structured data for finance automation
- Strong fit for companies already using Brex for corporate spend
Cons
- Primarily useful to existing Brex customers rather than general-purpose card platforms
- Custom pricing and account requirements can limit experimentation
- Narrower issuing flexibility than developer-first card platforms
Custom pricing
Sudo Platform is an API infrastructure service for fintechs and businesses that need to embed financial products. It provides capabilities including card...
Pros
- Combines card issuing, accounts, payments, and identity APIs in one platform
- Designed for African fintech and embedded-finance use cases
- Supports virtual and physical card programs
Cons
- More geographically focused than Stripe or Marqeta
- Pricing is not publicly transparent
- Developer and ecosystem reach are smaller than larger global providers
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