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Best Afterpay Alternatives ranked by AI · updated May 2025

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Afterpay is a 'Buy Now, Pay Later' service that allows customers to purchase products and pay for them in installments.

Price: Free for customers, merchants pay transaction fees 🎯 afterpay.com/en-AU

Top 6 Afterpay alternatives

2

Sezzle allows users to split payments into 4 interest-free installments for online purchases.

Pros

  • Interest-free payments
  • No impact on credit score

Cons

  • Limited to participating merchants
  • Fees for merchants

Free for users, fees for merchants

Quadpay offers installment payments for online and in-store purchases, with no interest.

Pros

  • No interest payments
  • Available for various purchases

Cons

  • Limited to participating merchants
  • Fees for merchants

Free for users, fees for merchants

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