Afterpay is a 'Buy Now, Pay Later' service that allows customers to purchase products and pay for them in installments.
Free for customers, merchants pay transaction fees
Best Klarna Alternatives ranked by AI · updated May 2025
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Klarna is a Swedish payment service provider that takes end-to-end responsibility for your payment. Buy now, pay later. A smooth shopping experience.
Price: Variable
🎯 klarna.com/us
Top 6 Klarna alternatives
PayPal Credit is a digital credit line provided by Synchrony Bank, offering consumers a flexible financing option for online purchases.
Variable based on credit approval
3
Sezzle allows users to split payments into 4 interest-free installments for online purchases.
Pros
- Interest-free payments
- No impact on credit score
Cons
- Limited to participating merchants
- Fees for merchants
Free for users, fees for merchants
Affirm is a fintech company that offers point-of-sale loans for online purchases, allowing consumers to pay for their purchases over time with...
Splitit is a payment solution that enables consumers to pay for purchases with an existing credit or debit card by splitting the...
GetFinancing is a leading provider of online consumer financing solutions for eCommerce businesses.
Contact for pricing
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