💡 Pick it for transparent pricing and a faster all-in-one POS setup for small businesses.
Square is a popular payment processing solution that allows businesses to accept payments in person, online, and on the go.
Varies based on usage
Best Chase Merchant Services Alternatives ranked by AI · updated Aug 2026
Chase Merchant Services provides card payment processing, point-of-sale tools, payment gateways, and merchant reporting for businesses of various sizes. It is especially suited to businesses that already bank with Chase or need an integrated acquiring relationship.
Top 6 Chase Merchant Services alternatives
💡 Pick it for customizable online payments, subscriptions, or marketplace infrastructure.
Stripe is a technology company that offers payment processing software.
Varies based on usage
💡 Pick it when accepting PayPal and Venmo wallets is more important than owning the checkout experience.
PayPal is a widely used online payment platform that allows users to make secure transactions globally.
Fee per transaction
💡 Pick it for unified global online and in-store acquiring at enterprise scale.
Adyen is a global payment company that allows businesses to accept e-commerce, mobile, and point-of-sale payments.
Custom pricing based on usage
💡 Pick it if you run a restaurant and need payments tied to ordering, kitchen, and labor workflows.
Toast is a leading restaurant management platform that offers point of sale, front of house, back of house, and guest-facing technology.
Custom pricing
💡 Pick it for transparent interchange-plus pricing without a recurring software subscription.
Helcim is a payment processor and merchant platform for small and midsize businesses accepting in-person and online payments. It emphasizes interchange-plus pricing,...
Pros
- More transparent interchange-plus pricing than many flat-rate providers
- No required monthly software subscription for core processing
- Includes invoicing, hosted checkout, and customer management tools
Cons
- Fewer integrations and global payment options than Stripe
- Less capable enterprise tooling than Adyen
- Availability is limited by supported countries and merchant categories
Interchange-plus pricing; no monthly software fee
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