Best Lili â Mobile Banking Alternatives ranked by AI · updated Aug 2026

✅ Update queued — the AI is re-ranking this list. The page will refresh shortly.

This page is already up to date.

Lili is a mobile business banking platform designed for freelancers, independent contractors, and small-business owners. It combines business checking, tax tools, expense management, invoicing, and bookkeeping features in one app.

Developer: Lili Financial Inc. Price: Free; paid plans from $9/mo 🎯 lili.co

💰 Fintech Mobile Banking business banking freelancer

Top 6 Lili â Mobile Banking alternatives

Found

💡 Pick it for freelancer-focused tax, invoicing, and bookkeeping tools with a capable free plan.

Found is an online business banking platform for freelancers and self-employed professionals. It combines business checking with invoicing, expense tracking, tax estimates,...

Pros

Strong combination of banking, invoicing, and tax tools
Free plan is well suited to solo operators
Automatic tax tracking is comparable to Lili's tax features

Cons

Paid plan costs more than Lili's entry-level paid tier
Not designed for complex approval workflows or larger teams
Fewer business integrations than Mercury or Relay

Free; Plus from $19.99/mo

Alternatives to Found → Visit site

Bluevine

💡 Choose it for fee-free business checking, subaccounts, and stronger support for growing small businesses.

Bluevine offers small-business banking and financing products, including business lines of credit for eligible companies. It suits owners who want funding and...

Pros

Combines business banking with financing products
Revolving credit can be more flexible than a single-use loan
Online tools are oriented toward small-business cash-flow management

Cons

Credit eligibility and limits vary substantially by applicant
Financing may cost more than comparable bank credit
Not every business or industry qualifies for every product

Variable rates and fees; quote required

Alternatives to Bluevine → Visit site

Novo

💡 Pick it for free business checking with strong integrations and fewer built-in tax workflows.

Novo is an online business checking account for freelancers, entrepreneurs, and small businesses. It focuses on fee-light banking with invoicing, payment processing,...

Pros

No monthly fee for its core business checking account
Useful integrations with Stripe, Shopify, QuickBooks, and Xero
Simple application and mobile-first account management

Cons

Fewer built-in tax and bookkeeping features than Lili
Cash deposits are less convenient than at traditional banks
Limited support for complex team permissions

Free

Alternatives to Novo → Visit site

Relay

💡 Choose it when your business needs separate accounts, team permissions, and bill-pay controls.

Relay is a JavaScript framework for building data-driven React applications.

Free

Alternatives to Relay → Visit site

Mercury

💡 Pick it for startup banking, international payments, and stronger controls for teams and incorporated companies.

Mercury is a comprehensive project management software that helps teams collaborate and track progress effectively.

$29.99/month

Alternatives to Mercury → Visit site

Grasshopper

💡 Choose it for digital business banking plus access to broader bank products such as lending.

Grasshopper is a virtual phone system designed for entrepreneurs and small businesses. It offers features like toll-free numbers, call forwarding, voicemail transcription,...

Starting at $26 per month

Alternatives to Grasshopper → Visit site