Stripe is a technology company that offers payment processing software.
Varies based on usage
Best Maya Business Alternatives ranked by AI · updated Aug 2026
Maya Business provides Philippine merchants with digital payments, online checkout, QR acceptance, and business financial services. It connects payment acceptance with Maya's consumer wallet and broader financial ecosystem.
Top 6 Maya Business alternatives
NextPay is a Philippine fintech platform for businesses that need payment collection, disbursement, and account-management tools. It supports virtual accounts and financial...
Pros
- Combines collections, payouts, and virtual accounts in one platform
- Designed for Philippine business payment workflows
- Supports automated disbursements and reconciliation
Cons
- Primarily targeted at businesses operating in the Philippines
- Pricing is not publicly standardized
- Less global coverage than Stripe or Xendit
Custom pricing; transaction fees vary
3
Xendit
Xendit
Xendit is a payment infrastructure platform for businesses operating across Southeast Asia. It provides payment links, local bank methods, cards, payouts, recurring...
Pros
- Stronger Southeast Asian coverage than ToyyibPay
- Supports payouts, recurring payments, and platform payment flows
- Useful APIs and hosted tools for businesses scaling regionally
Cons
- May be more complex than needed for Malaysia-only collections
- Availability and pricing differ across Southeast Asian markets
- Enterprise-oriented features can increase implementation effort
Pay-as-you-go; rates vary by payment method and country
4
PayMongo
PayMongo
PayMongo is a Philippine payment gateway for online businesses and marketplaces. It supports cards, bank transfers, e-wallets, payment links, invoices, and API-based...
Pros
- Strong Philippine coverage across cards, banks, and e-wallets
- Offers no-code payment links alongside APIs
- Clear fit for online merchants and marketplaces
Cons
- Primarily focused on the Philippine market
- Advanced treasury and virtual-account features may be narrower than NextPay
- Transaction fees depend on payment method and account terms
Custom pricing; transaction fees vary
5
Dragonpay
Dragonpay
Dragonpay is a Philippine payment gateway specializing in online bank transfers, over-the-counter payments, and alternative payment methods. It serves merchants that need...
Pros
- Strong support for Philippine bank and over-the-counter payments
- Useful for customers without credit cards
- Offers hosted and API-based payment integration
Cons
- Less internationally broad than Xendit or Stripe
- Checkout experience can vary by payment channel
- Not as focused on full business disbursement workflows as NextPay
Custom pricing; transaction fees vary
6
Paynamics
Paynamics Technologies
Paynamics is a Philippine payment service provider for merchants, enterprises, and institutions. It offers online payment acceptance, payment links, recurring payments, and...
Pros
- Established Philippine enterprise payment provider
- Supports multiple local payment channels and settlement options
- Suitable for merchants needing account-managed integrations
Cons
- Less developer-centric than Stripe or Xendit
- Primarily focused on Philippine merchants and customers
- Public pricing information is limited
Custom pricing; transaction fees vary
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