Stripe is a technology company that offers payment processing software.
Varies based on usage
Best Xendit Alternatives ranked by AI · updated Aug 2026
Xendit is a payment infrastructure platform for businesses operating across Southeast Asia. It provides payment links, local bank methods, cards, payouts, recurring payments, and APIs for online businesses and platforms.
Top 6 Xendit alternatives
2
HitPay is a payment gateway solution for businesses to accept online payments easily.
Varies based on transaction volume
Billplz is a Malaysian online payment gateway that makes it easy for businesses to collect payments online via various methods.
Varies based on usage
ToyyibPay is a Malaysian payment gateway for businesses, organizations, and developers collecting online payments. It supports FPX, cards, payment links, bills, recurring...
Pros
- Strong support for Malaysian FPX payments and local bank transfers
- Payment links and bills are useful for organizations without full ecommerce stores
- Developer API supports custom checkout and payment workflows
Cons
- International payment coverage is narrower than Stripe or Xendit
- User interface and merchant tooling are less extensive than larger platforms
- Local settlement and compliance focus may limit cross-border use cases
No monthly fee; transaction fees vary by payment method
5
senangPay
SenangPay
senangPay is a Malaysian payment gateway for online stores, service businesses, and organizations. It offers payment links, FPX, cards, recurring billing, ecommerce...
Pros
- Well suited to Malaysian SMEs and ecommerce merchants
- Offers local payment methods plus cards and recurring billing
- More ready-made ecommerce integrations than many developer-first gateways
Cons
- Paid plans can be less attractive for very small or occasional sellers
- International coverage is narrower than Stripe
- Account setup and verification may take longer than simple payment-link tools
Paid plans; transaction fees vary by payment method
6
iPay88
iPay88
iPay88 is a Southeast Asian payment gateway serving online merchants, marketplaces, and larger enterprises. It supports cards, bank transfers, e-wallets, recurring payments,...
Pros
- Longstanding regional payment coverage and local acquiring relationships
- Supports a broad mix of cards, bank methods, and e-wallets
- Suitable for established merchants needing managed gateway services
Cons
- Pricing is less transparent than self-service alternatives
- Onboarding can be heavier than ToyyibPay or HitPay
- Developer experience is generally less modern than Stripe's
Custom pricing; transaction fees vary by method and merchant
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