United Finances is an online lending service that helps consumers submit personal-loan requests and may connect them with third-party lenders. Available loan amounts, APRs, fees, and approval terms depend on the participating lender and the applicant's credit profile.
💡 Pick SoFi if you have strong credit and want a transparent direct lender with larger loans and no origination fee.
SoFi is a personal finance company that provides student loan refinancing, mortgages, personal loans, and investment services.
Varies
💡 Pick Upstart if limited credit history makes conventional bank underwriting difficult.
Upstart is an AI lending platform that offers personal loans and credit products.
💡 Pick LendingClub if you want an established online lender focused on fixed-rate personal loans and debt consolidation.
LendingClub is a peer-to-peer lending platform that connects borrowers with investors.
💡 Pick Prosper if you want a mature personal-loan marketplace with joint applications and fixed payments.
PROSPER is a financial technology company that provides peer-to-peer lending services.
💡 Pick Avant if you need a direct online lender that is generally more accommodating of fair credit.
Avant is a personal loan platform that offers quick and easy access to loans for individuals with varying credit scores.
Oportun
💡 Pick Oportun if limited credit history or underserved-borrower eligibility matters more than getting the lowest possible APR.
Oportun provides personal loans and credit cards for people with limited or damaged credit, including many borrowers who use an ITIN instead...
APR and fees vary by applicant and loan
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