LendingClub is a peer-to-peer lending platform that connects borrowers with investors.
Pros
- Wide range of loan options
- Transparent fees
Cons
- May have higher interest rates for some borrowers
- Not available in all states
Best Upstart Alternatives ranked by AI · updated May 2025
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Upstart is an AI lending platform that offers personal loans and credit products.
Price: Varies
🎯 upstart.com
Top 6 Upstart alternatives
SoFi is a personal finance company that provides student loan refinancing, mortgages, personal loans, and investment services.
Varies
PROSPER is a financial technology company that provides peer-to-peer lending services.
Betterment is an online financial advisor that offers automated investment management and financial planning services.
0.25% - 0.40% annual fee
Exilend is a peer-to-peer lending platform that connects borrowers with individual investors.
Free to use with applicable fees on loans
Avant is a personal loan platform that offers quick and easy access to loans for individuals with varying credit scores.
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