Mosaic is a project management software that helps teams collaborate and stay organized.
$20 per user per month
Best GreenSky Alternatives ranked by AI · updated Aug 2026
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GreenSky is a point-of-sale financing platform for home improvement, healthcare, and other consumer purchases. Contractors can offer promotional financing and installment-loan options through participating merchants.
Top 6 GreenSky alternatives
Klarna is a Swedish payment service provider that takes end-to-end responsibility for your payment. Buy now, pay later. A smooth shopping experience.
Variable
Kanda is a point-of-sale finance platform for UK home-improvement businesses and their customers. It lets merchants offer instalment payment plans while receiving...
Pros
- Designed specifically for home-improvement merchants rather than general retail
- Customers can apply for finance during the purchasing process
- Merchants can receive payment upfront while customers pay in instalments
Cons
- Availability is primarily focused on the UK market
- Approval and rates depend on individual customer circumstances
- Less broadly applicable than general-purpose BNPL providers
GoodLeap is a consumer financing platform formerly known as Loanpal, focused on solar, energy-efficiency, and home-improvement projects. It lets homeowners apply for...
Pros
- Strong coverage of solar and energy-efficiency projects
- Embedded application experience for contractor sales teams
- Digital tools for managing payments and project financing
Cons
- Availability and rates depend on participating contractors and borrower credit
- Primarily designed for contractor-originated projects rather than direct comparison shopping
- Loan terms and fees are not consistently published upfront
5
Hearth
Hearth
Hearth is a home-improvement financing platform that helps contractors present loan options to homeowners. It supports digital applications and financing for remodeling,...
Pros
- Broader home-improvement coverage than solar-only platforms
- Designed for contractor-embedded financing conversations
- Digital application process can provide multiple loan options
Cons
- Financing availability depends on lender approvals and contractor participation
- Less specialized in solar incentives and energy projects than GoodLeap
- Loan pricing varies by lender and borrower credit
6
Wisetack
Wisetack
Wisetack is an embedded consumer-financing platform for home and local services businesses. It lets service providers offer payment plans for projects such...
Pros
- Supports many service categories beyond solar
- Integrates financing into existing business software and payment flows
- Useful for smaller service businesses needing embedded payment plans
Cons
- Less focused on long-term solar and energy-efficiency loans
- Availability depends on merchant eligibility and lender decisions
- Consumer terms can differ substantially by project and credit profile
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