💡 Pick it for a solar-focused financing platform with strong installer workflow support.
Mosaic is a project management software that helps teams collaborate and stay organized.
$20 per user per month
Best Loanpal Alternatives ranked by AI · updated Aug 2026
GoodLeap is a consumer financing platform formerly known as Loanpal, focused on solar, energy-efficiency, and home-improvement projects. It lets homeowners apply for financing through participating contractors, with digital applications and loan-management tools.
Top 6 Loanpal alternatives
2
Hearth
Hearth
💡 Pick it when your projects span remodeling, roofing, HVAC, and other home services.
Hearth is a home-improvement financing platform that helps contractors present loan options to homeowners. It supports digital applications and financing for remodeling,...
Pros
- Broader home-improvement coverage than solar-only platforms
- Designed for contractor-embedded financing conversations
- Digital application process can provide multiple loan options
Cons
- Financing availability depends on lender approvals and contractor participation
- Less specialized in solar incentives and energy projects than GoodLeap
- Loan pricing varies by lender and borrower credit
3
Wisetack
Wisetack
💡 Pick it for embedded financing across broader home and local-service categories.
Wisetack is an embedded consumer-financing platform for home and local services businesses. It lets service providers offer payment plans for projects such...
Pros
- Supports many service categories beyond solar
- Integrates financing into existing business software and payment flows
- Useful for smaller service businesses needing embedded payment plans
Cons
- Less focused on long-term solar and energy-efficiency loans
- Availability depends on merchant eligibility and lender decisions
- Consumer terms can differ substantially by project and credit profile
4
Acorn Finance
Acorn Finance
💡 Pick it when homeowners want to compare several home-improvement loan offers.
Acorn Finance is a home-improvement loan marketplace that connects homeowners with lending offers from partner financial institutions. It covers projects including solar,...
Pros
- Lets borrowers compare offers from multiple lending partners
- Supports a wide range of home-improvement project types
- Can be used directly by homeowners rather than only through one contractor
Cons
- Not as deeply embedded in contractor workflows as GoodLeap
- Final rates and terms depend on individual partner lenders
- Marketplace results may vary by location and borrower profile
5
GreenSky
Fifth Third Bank
💡 Pick it for an established point-of-sale lender with broad home-improvement coverage.
GreenSky is a point-of-sale financing platform for home improvement, healthcare, and other consumer purchases. Contractors can offer promotional financing and installment-loan options...
Pros
- Established point-of-sale financing network for home-improvement merchants
- Supports promotional financing structures for eligible purchases
- Backed by Fifth Third Bank after its acquisition
Cons
- Less focused on solar than GoodLeap or Mosaic
- Merchant and borrower eligibility requirements can be restrictive
- Promotional terms may differ from standard installment-loan terms
6
Enhancify
Enhancify
💡 Pick it as a contractor-oriented alternative for financing multiple home-improvement services.
Enhancify provides financing tools for home-improvement contractors and their customers. Its platform supports loan applications for projects such as HVAC, roofing, windows,...
Pros
- Built around contractor-led financing and sales workflows
- Covers multiple home-improvement categories
- Can provide customers with several financing choices
Cons
- Smaller market presence than GoodLeap and GreenSky
- Financing availability varies by contractor, lender, and borrower
- Less differentiated for solar-specific financing and incentives
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